First Abu Dhabi Bank (FAB) has launched a new salary transfer offer that pays customers up to AED 9,000 a year in cashback. The reward isn’t just for transferring a salary to FAB.

It depends on what customers do with that money afterwards.

The cashback equals 20% of one month’s salary.

FAB pays it out in monthly instalments over 12 months, running until 31 December 2026. The offer is open to customers who transfer a minimum monthly salary of AED 5,000 to FAB.

Customers can earn up to AED 750 a month, adding up to AED 9,000 over a year. There is no lock-in period, giving customers full flexibility over how they take part.

To qualify each month, customers must do one of two things.

They can save an amount equal to 20% of their monthly salary in a FAB account.

Or they can spend 20% of their salary using a FAB credit card. Customers choose whichever route fits their own финансовые habits, deciding for themselves how they earn their reward each month.

FAB said the offer responds to a broader shift among UAE consumers toward saving, budgeting, and getting more value from everyday banking.

By linking salary transfer to saving or spending behaviour, FAB said it aims to help customers build healthier financial habits from each paycheque, rather than rewarding the transfer alone.

Not the Only Salary Transfer Deal in Town

Several UAE banks run similar salary transfer incentives, though the mechanics vary.

ADIB‘s salary bonus programme awards one customer a full year’s salary each month, capped at AED 200,000, plus ten additional winners who each receive up to AED 10,000.

To qualify, ADIB customers need only transfer a minimum monthly salary of AED 3,000, a lower bar than FAB’s AED 5,000 threshold.

Unlike ADIB’s lottery-style structure, FAB’s new offer guarantees cashback to every qualifying customer who meets the saving or spending condition each month.

Featured image: Edited by Fintech News UAE based on an image by First Abu Dhabi Bank via its Press Release.