Habib Metropolitan Bank (HABIBMETRO) has selected BPC‘s SmartVista platform to enhance its card issuing capabilities and improve transaction processing.
This technology migration supports the bank’s digital transformation strategy to build a scalable foundation for digital services growth.
The transition aligns with the State Bank of Pakistan Vision 2028 initiative, which aims to modernise the national financial system and promote digital inclusion.
Expanding card products and scheme compliance
Through this deployment, HABIBMETRO will offer a broader suite of financial products, including physical debit cards and virtual cards.
The bank will also update its automated teller machine (ATM) and branch point of sale (POS) networks to comply with the latest certifications for international payment schemes and the domestic scheme, PayPak.
HABIBMETRO plans to use the SmartVista integration platform, which functions as a payment-specific enterprise bus, to expand interoperability with traditional and non-traditional market participants.
The platform will also enable tokenisation to enhance the security of card-based transactions.
Scaling transactions and fintech integration
The bank currently processes more than 3.25 million transactions per day.
The infrastructure upgrade will enable HABIBMETRO to introduce international card ATM acquiring, card-based loyalty programmes, Google Pay, and faster integrations with fintechs, bill aggregators, and remittance firms.
The system upgrade affects more than 850,000 cardholders, who are expected to receive upgraded card options and improved transaction reliability as transaction volumes grow.
“The introduction of next-generation products and solutions is an important step in HABIBMETRO’s journey to build an agile, customer-focused banking environment,”
said Khurram Shahzad Khan, President and CEO, HABIBMETRO.
“With a perfect blend of globally proven products and fully localised services, HABIBMETRO is in a strong position to achieve their digital payments initiatives swiftly,”
said Furrukh Ali-Baig, Managing Director, Pakistan, BPC.
This upgrade builds on an existing partnership between the two companies, following the deployment of the bank’s digital fraud management system.
Featured image credit: Edited by Fintech News UAE, based on image by viktoryvisuals via Magnific
