Huru, a UAE-based and Central Bank–licensed fintech platform focused on unbanked and underbanked communities, has launched Quick Cash, an instant microfinance feature developed with Mawarid Finance.

The product supports Huru’s aim of providing transparent and affordable financial tools to people with limited access to traditional banking.

Huru has built an ecosystem centred on financial inclusion.

Its services include zero-balance IBAN accounts, Visa ATM cards, bill payments, in-app remittances, and Saving Pots.

Quick Cash adds short-term, regulated finance to this range of tools.

The launch follows recent updates to the Central Bank’s framework, which broaden eligibility for personal lending.

The changes enable products like Quick Cash to contribute to the UAE’s financial inclusion agenda by offering responsible access to short-term credit.

Quick Cash gives users immediate access to up to AED 10,000.

Users repay the amount through monthly instalments with transparent mark-up fees.

The platform disburses funds instantly, and the system automatically deducts repayments from users’ Huru salary accounts.

The feature supports responsible borrowing and reduces the need for employers to process frequent salary-advance requests.

“At a time when the UAE is expanding pathways to financial access, Quick Cash offers a practical and reliable solution for individuals who have long faced barriers to credit solutions,”

said Abhimanyu Girotra, CEO of Huru.

“Our aim is to provide transparent and empowering financial tools that strengthen resilience and create opportunity for individuals who contribute meaningfully to the country’s progress.”

Huru’s data-driven model determines eligibility by reviewing self-declared information, salary inflows, spending patterns, and alternative data inputs.

Its machine-learning underwriting engine assesses these factors to support responsible microfinance.

The partnership with Mawarid Finance, a Sharia-compliant financial services provider, ensures regulatory alignment and adherence to ethical finance standards.

Quick Cash may also benefit employers by reducing salary-advance requests, easing administrative burdens, and supporting employee financial stability.

Featured image credit: Huru