Pakistan’s leading fintech platform, Daira, has entered into a collaboration with ABHI Microfinance Bank, marking a first-of-its-kind partnership in the country between a fintech company and a bank to expand access to digital credit and Buy Now, Pay Later solutions.
The collaboration will combine the strengths of both parties to advance financial inclusion in Pakistan.
The partnership aims to make short-term digital credit more accessible to individuals and households traditionally underserved by conventional banking channels.
By integrating ABHI Microfinance Bank’s regulated banking infrastructure and digital-first capabilities with Daira’s technology-driven lending platform, the collaboration will deliver simple, transparent, and customer-focused credit solutions, while emphasising responsible innovation and consumer protection.
Leaders from both organisations highlighted that improving access to finance goes beyond launching new products.
The initiative is designed to help individuals manage cash-flow needs, support small-scale consumption, and remain economically active, while contributing to a more inclusive and connected digital finance ecosystem in Pakistan.
Daira is an SECP-licensed, digital-only non-bank financial company (NBFC) in Pakistan and is part of the global fintech group FinVolution.
The platform will leverage the group’s proven and well-established bank–fintech collaboration model to serve Pakistan’s financially underserved and excluded segments.
Since its establishment in October 2024, Daira has gained strong market traction, surpassing 1.5 million registered users as of January 2026.
In June 2025, Daira obtained a Buy Now, Pay Later licence, enabling further expansion into consumer financing.
Featured image credit: Daira
