How much control does a bank really have over the AI it uses? Let’s picture a relationship manager reviewing a credit memo drafted by an agent. Before relying on it, the banker first needs to know which customer records informed the assessment and whether the agent used the current lending policy. And once other departments start building their own agents, keeping track of them becomes a job in itself. As adoption spreads, teams may duplicate work, rely on different policy versions and struggle to track costs across departments. Managing that work across departments is part of what Huawei aims to…

A year or two ago, bank executives used to ask how artificial intelligence (AI) could make employees faster or shave costs off operations. Garry Sien, Chief Innovation and Solutions Officer, International Business at Ant Digital Technologies, says that conversation has moved on. “Since the beginning of 2026, that interest level has now swung into revenue generation,” he told Fintech News Network. Bank executives put it more bluntly now. Show me the ROI, they say. The shift matters most in markets still building out formal banking access. In the Philippines, the share of adults with a formal financial account climbed to 58%…

Tap a multi-currency card in Tokyo, and the payment looks no different from any other card transaction. Behind the tap, however, is a different story as the issuer has to identify the purchase currency, find the matching wallet, decide whether another balance should cover a shortfall and apply foreign exchange where required.  The transaction must then be authorised, settled and reconciled across the programme’s records and external partners. More customers are making the kind of payments that expose this complexity.  Cross-border transactions on Asia-Pacific-issued Visa cards grew at more than twice the rate of domestic transactions in 2025, while spending…

Discussions about the future of banking often revolve around digital channels, cloud migration and mobile apps. At Mobile World Congress 2026 in Barcelona, Huawei placed the spotlight on what comes next. During its Digital Finance session, the company gathered financial institutions and technology partners to discuss how artificial intelligence is beginning to reshape the foundations of modern banking. The event carried the theme “Powering Resilient Intelligence, Co-creating Finance Future” and served as the backdrop for Huawei to introduce upgrades to its Banking AI and Foundation Model Solutions aimed at supporting the next phase of industry transformation. Attention quickly turned to…